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Sukanya Samriddhi Yojana Calculator

↻ Updated FY 2026-27

Estimate the Sukanya Samriddhi Yojana (SSY) maturity for a girl child. Deposit for 15 years and let it compound annually until the account matures at 21 years.

Educational calculators — always consult a licensed professional before making financial decisions.

Your inputs

Yearly deposit

Max ₹1.5 lakh per financial year

Interest rate

Maturity value

₹71,82,119

at 21 years

Total invested

₹22,50,000

15 yearly deposits

Interest earned

₹49,32,119

219% of deposits

Balance growthdeposits: 15 yr · matures: 21 yr

year 1year 21

Invested vs interest

Your deposits₹22,50,000

Interest₹49,32,119

ASSUMPTIONS — You deposit for the first 15 years; the account then keeps earning interest until it matures at 21 years from opening (or on the girl's marriage after age 18). Interest compounds annually at the notified SSY rate, shown here for the Jul–Sep 2026 quarter and revised quarterly by the Ministry of Finance. SSY is fully tax-free (EEE).

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PPF NSC KVP

Sources & rate references

·Ministry of Finance — small savings interest rates (Jul–Sep 2026) — PPF 7.1%, SSY 8.2%, SCSS 8.2%, NSC 7.7%, KVP 7.5%, POMIS 7.4% — unchanged

Rates, brackets and limits here are checked against primary sources. If a number still looks off, email support@realmoneyiq.com and we'll review and fix it.

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.