Terms of Use
RealMoneyIQ is a free educational tool — not financial, tax or investment advice.
Last updated: 2026.
Educational use only
RealMoneyIQ provides calculators and written guides for general educational purposes. Nothing on this site constitutes financial, investment, tax, accounting or legal advice, or a recommendation to buy or sell any security or product. Always consult a licensed professional who understands your full circumstances before acting.
No warranty
Our calculators use standard formulas and publicly published rates, but we make no warranty that results are accurate, complete or current for your situation. Rates and rules change; you are responsible for verifying any figure before relying on it. RealMoneyIQ is provided “as is,” without warranties of any kind.
Limitation of liability
To the maximum extent permitted by law, RealMoneyIQ and its operators are not liable for any loss or damage arising from your use of, or reliance on, the site or its calculators.
Contact
Questions? Email support@realmoneyiq.com.