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Advance Tax Calculator

↻ Updated FY 2026-27

Estimate your advance tax for FY 2026-27 — compute your total tax under the old or new regime, subtract TDS already deducted, and see the 15/45/75/100% instalment schedule by June, September, December and March. Everything runs in your browser.

Educational calculators — always consult a licensed professional before making financial decisions.

Your inputs

Estimated annual income

Estimated total taxable income for the year

Tax regime

TDS already deducted

Tax already deducted at source (salary, interest, etc.)

Advance tax due

₹1,16,400

payable in 4 instalments

Total tax liability

₹1,66,400

9.2% effective rate

TDS credited

₹50,000

already deducted

Instalment scheduleNew regime

By 15 June — 15% cumulative₹17,460 (cum ₹17,460)

By 15 September — 45% cumulative₹34,920 (cum ₹52,380)

By 15 December — 75% cumulative₹34,920 (cum ₹87,300)

By 15 March — 100% cumulative₹29,100 (cum ₹1,16,400)

Tax breakdown

Estimated income₹18,00,000

Base tax (slabs)₹1,60,000

Section 87A rebate− ₹0

Surcharge+ ₹0

Health & education cess (4%)+ ₹6,400

Total tax₹1,66,400

Less: TDS− ₹50,000

Advance tax payable₹1,16,400

ASSUMPTIONS — FY 2026-27 (AY 2027-28) slabs. Advance tax is payable in four instalments — 15% by 15 Jun, 45% by 15 Sep, 75% by 15 Dec and 100% by 15 Mar (cumulative) — when your net tax liability after TDS is ₹10,000 or more. Income here is treated as your estimated total taxable income after deductions. Interest under sections 234B/234C may apply on shortfalls. These are estimates — consult a CA.

Runs entirely in your browser — nothing you enter is sent to us.How this works

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Related calculators

Income Tax Calculator TDS Calculator 87A Rebate Calculator

Sources & rate references

·Income Tax Department, India — tax slabs FY 2026-27 — New & old regime slabs, standard deduction, 87A rebate (AY 2027-28)

Rates, brackets and limits here are checked against primary sources. If a number still looks off, email support@realmoneyiq.com and we'll review and fix it.

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.