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EI Maternity & Parental Benefits Calculator

↻ Updated 2026

Estimate EI maternity and parental benefits and compare standard (55%) versus extended (33%) parental leave options, capped at the 2026 maximum insurable earnings.

Educational calculators — always consult a licensed professional before making financial decisions.

Your inputs
Average weekly insurable earnings
Annual salary ÷ 52
Benefit type
15 weeks @ 55%
Weekly maternity benefit
$550
55% of insurable earnings
Benefit period
15 wk
15 weeks @ 55%
Total over 15 weeks
$8,250
Before tax withholding
Compare your options
Maternity — 15 weeks @ 55%$550/wk · $8,250 total
Standard parental — up to 40 weeks @ 55%$550/wk · $22,000 total
Extended parental — up to 69 weeks @ 33%$330/wk · $22,770 total
ASSUMPTIONS — EI maternity benefits pay 55% for up to 15 weeks; parents then choose standard parental (up to 40 weeks each at 55%) or extended parental (up to 69 weeks each at 33%). Weekly benefits are capped at the 2026 maximum insurable earnings of $68,900 ÷ 52 ≈ $1,325/week. Figures are estimates for the 2026 benefit year; actual entitlement depends on your situation and region, and benefits are taxable. Quebec uses its own QPIP plan.

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RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.