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Capital Gains Tax Calculator (Canada)

↻ Updated 2026 tax year

Work out the tax on a capital gain in Canada — only 50% of a gain is taxable — based on your proceeds, cost base, other income and province. See the taxable portion, tax owed and net gain.

Educational calculators — always consult a licensed professional before making financial decisions.

Your inputs

Sale proceeds

Adjusted cost base (ACB)

What you originally paid, plus costs

Other taxable income

Employment / other income for the year

Province / territory

Tax on capital gain

$5,930

$34,070 net in pocket

Taxable capital gain

$20,000

50% inclusion rate

Effective rate on gain

14.8%

of the full gain

Your gain, split

Net (after tax)$34,070

Tax$5,930

Breakdown

Sale proceeds$100,000

Adjusted cost base− $60,000

Capital gain$40,000

Taxable portion (50%)$20,000

Additional tax owed$5,930

Net gain after tax$34,070

ASSUMPTIONS — 2026 tax year. Only 50% of a capital gain is taxable in Canada (the 66.7% proposal was cancelled). Tax shown is the extra federal + Ontario tax the taxable gain adds on top of your other income. The basic personal amount is applied; other credits and the potential first-$250k individual threshold nuances are not modelled — consult a tax professional.

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Sources & rate references

·CRA — capital gains inclusion rate — 50% inclusion (66.7% proposal cancelled)
·CRA — federal income tax rates and brackets (2026) — Federal brackets; lowest rate reduced to 14% for 2026

Rates, brackets and limits here are checked against primary sources. If a number still looks off, email support@realmoneyiq.com and we'll review and fix it.

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.