Child Education Planner

↻ Updated FY 2026-27

See how much your child's higher education will cost by the time they start — with education inflation factored in — and the monthly SIP needed to reach that goal.

Educational calculators — always consult a licensed professional before making financial decisions.

Your inputs

Child's current age

Age when education starts

Current cost of the course

Education inflation

Expected return

Future cost of education

₹63,44,338

in 15 years

Monthly SIP needed

₹12,699

for 15 years

You invest in total

₹22,85,881

growth adds ₹40,58,457

How you reach the goal

You invest (SIP)₹22,85,881

Growth₹40,58,457

Details

Years to invest15 yr

Cost today₹20,00,000

Cost when education starts₹63,44,338

Total you invest₹22,85,881

ASSUMPTIONS — Education inflation and expected return are assumptions you set — course fees and markets vary year to year. The SIP assumes monthly investing at a constant return until the education start age. Figures are before taxes.

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Rates, brackets and limits here are checked against primary sources. If a number still looks off, email support@realmoneyiq.com and we'll review and fix it.

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.