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Retirement Corpus Calculator

↻ Updated FY 2026-27

Work out the retirement corpus you'll need to sustain your lifestyle — with expenses inflated to your retirement age — and the monthly SIP required to get there. Everything runs in your browser.

Educational calculators — always consult a licensed professional before making financial decisions.

Your inputs
Current age
Retirement age
Current monthly expenses
Inflation
Expected return (before retirement)
Expected return (after retirement)
Life expectancy
Retirement corpus needed
₹6,43,23,086
to retire at 60
Monthly SIP needed
₹18,405
for 30 years
Monthly expense at retirement
₹2,87,175
6% inflation
How the corpus is built
You invest (SIP)₹66,25,622
Growth₹5,76,97,464
Details
Years until retirement30 yr
Years in retirement25 yr
First-year retirement spend₹34,46,095
Total you invest₹66,25,622
Corpus at retirement₹6,43,23,086
ASSUMPTIONS — Inflation and returns are assumptions you set — real markets and prices vary year to year. The corpus assumes your retirement spending keeps rising with inflation and the remaining pot earns the post-retirement return until age 85. Figures are before taxes.

Runs entirely in your browser — nothing you enter is sent to us.How this works

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Sources & rate references

Rates, brackets and limits here are checked against primary sources. If a number still looks off, email support@realmoneyiq.com and we'll review and fix it.

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.