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Retirement
Model the finish line — how much you need, when you can stop, and how to draw it down without running out — with 401(k), IRA and Social Security rules built in.
401(k) & IRARoth vs TraditionalFIRESocial SecuritySafe withdrawal
SS Bend Points
Turn your average indexed earnings into a benefit using the 2026 PIA formula.
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Coast FIRE
The point where you can stop saving entirely and still retire on time.
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Barista FIRE
Part-time income plus a smaller portfolio — how much sooner you get out.
Lean FIRE
Financial independence on a deliberately small budget — and what it costs in margin.
Fat FIRE
Retire early without cutting your lifestyle — and see what the tax does to it.
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FIRE Calculator
Years to financial independence using the 4% rule and your own numbers.
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401(k) Calculator
Project your 401(k) balance with contributions, employer match and returns.
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Roth IRA Calculator
Project your tax-free Roth IRA balance from annual contributions and growth.
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Traditional vs Roth
Compare after-tax retirement value of Roth vs traditional contributions.
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How Much to Retire
Find your retirement number and the monthly savings needed to hit it.
RMD Calculator
Calculate your Required Minimum Distribution from the IRS Uniform Lifetime Table.
Safe Withdrawal Rate
Test how long your portfolio lasts at a given withdrawal rate.
Annuity Payout
Turn a lump sum into a fixed monthly income over a set payout period.
Employer Match
See your employer match and any free money you're leaving on the table.
Social Security Estimator
Estimate your Social Security benefit by claiming age from 62 to 70.
Roth Conversion
See the tax cost of a Roth conversion and its tax-free value at retirement.
HSA Calculator
Project your HSA balance and the triple tax advantage using 2026 limits.