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Net Worth Calculator

↻ Updated 2026

Total your assets — cash, TFSA/RRSP, home, vehicle — and subtract your debts to see your net worth, with a clear breakdown of what you own versus what you owe.

Educational calculators — always consult a licensed professional before making financial decisions.

Your inputs
Assets
$
$
$
$
$
Liabilities
$
$
$
$
$
Net worth
$291,000
assets minus liabilities
Total assets
$650,000
what you own
Total liabilities
$359,000
what you owe
Assets vs liabilities
Assets$650,000
Liabilities$359,000
Breakdown
Chequing & savings$15,000
TFSA / RRSP & investments$90,000
Home & real estate$500,000
Vehicle$25,000
Other assets$20,000
Total assets$650,000
Total liabilities$359,000
Net worth$291,000
ASSUMPTIONS — Net worth = total assets − total liabilities. Use current market values for assets (home, vehicle, investments) and outstanding balances for debts. Registered accounts like RRSPs are shown at their full value — withdrawals are taxable, so their after-tax value is lower. This is a snapshot in time; track it periodically to see your trend.

Runs entirely in your browser — nothing you enter is sent to us.How this works

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Sources & rate references
  • ·Standard amortization / compound-interest formulas

Rates, brackets and limits here are checked against primary sources. If a number still looks off, email support@realmoneyiq.com and we'll review and fix it.

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.