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Debt & Savings
Take control of cash flow — debt payoff, credit-card and line-of-credit payoff, savings goals, compound growth and budgeting.
Debt payoffCredit cardSavings goalCompound interest50/30/20
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Debt Payoff
Compare snowball vs avalanche and see when you'll be debt-free.
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Credit Card Payoff
See how long to clear a card balance and the interest it costs.
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Personal Loan
Monthly payment, total interest, and payoff for a fixed-rate loan.
Line of Credit
Payoff time and interest on a LOC or HELOC, with an interest-only option.
Debt Consolidation
Compare your current debts to a single consolidation loan.
Debt-to-Income
Find your GDS and TDS ratios against Canadian mortgage guidelines.
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Savings Goal
Find the monthly contribution needed to hit a savings goal by your target date.
High-Interest Savings
Project a high-interest savings balance and the interest it earns.
Compound Interest
See how principal, contributions and compounding grow over time.
Emergency Fund
Work out your emergency fund target and the monthly savings to get there.
50/30/20 Budget
Split your take-home pay into needs, wants and savings with the 50/30/20 rule.
Net Worth
Add up your assets and debts to see your net worth at a glance.
Inflation Calculator
See how inflation raises future costs and erodes your purchasing power.