Delaware Paycheck Calculator
↻ Updated 2026 tax yearSee your real take-home pay in Delaware for 2026 — after federal income tax, Social Security and Medicare (FICA) and Delaware state income tax.
How Delaware taxes your paycheck
Delaware taxes wages on a graduated schedule with a zero-rate floor: the first $2,000 of taxable income is exempt at 0%, and rates rise through several brackets to a top of 6.6% on income above $60,000. The calculator above applies the single-filer schedule after Delaware's $3,250 standard deduction to estimate the state income tax withheld from your pay.
Because the brackets rise gradually and the first $2,000 is untaxed, a typical Delaware salary blends across several rates and settles at an effective rate below the 6.6% ceiling — only income past $60,000 is exposed to the top rate.
Wilmington's city wage tax
Wilmington levies a city wage tax of about 1.25% that applies both to residents and to non-residents who work in the city, withheld from your paycheck on top of state income tax. If you live or work in Wilmington, expect roughly a percentage point more taken out than the state rate alone suggests. The calculator above models state income tax only, not local tax, so this city wage tax is not included in the estimate.
Frequently asked questions
What is the Delaware income tax rate for 2026?
Delaware uses a graduated schedule for 2026 that starts at 0% on the first $2,000 and rises to a top rate of 6.6% on income above $60,000, applied after a $3,250 standard deduction. Most earners pay a blended effective rate below the top. Enter your salary above to see the estimate.
Does Delaware have local income taxes?
Yes, in Wilmington. The city levies a wage tax of about 1.25% on residents and on non-residents who work there, deducted in addition to state income tax. Outside Wilmington, Delaware has no local wage tax.
- ·IRS Rev. Proc. 2025-32 — 2026 inflation adjustments — Tax year 2026 brackets & standard deduction
- ·IRS Topic 751 — Social Security & Medicare withholding rates
- ·Tax Foundation — 2026 State Income Tax Rates and Brackets — State wage-tax estimate; excludes local income taxes
RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.