Montana Paycheck Calculator
↻ Updated 2026 tax yearSee your real take-home pay in Montana for 2026 — after federal income tax, Social Security and Medicare (FICA) and Montana state income tax.
How Montana taxes your paycheck
Montana runs a two-tier graduated income tax: wages are taxed at 4.7% up to $47,500 and 5.65% on anything above that, applied after a standard deduction of $16,100. The calculator above uses this single-filer schedule to estimate the Montana income tax pulled from your paycheck.
Because the jump from 4.7% to 5.65% is small and the standard deduction is generous, most Montana workers land at a blended effective rate closer to the lower bracket than the top one — only the dollars above $47,500 ever see 5.65%.
The Montana bonus: no general sales tax
Montana is one of a handful of states with no general state sales tax, so the income tax you see modeled above is a bigger share of your total state burden than it would be elsewhere. No Montana city or county levies its own tax on wages, which means the state's two brackets plus federal income tax and FICA are the full picture for your pay.
Frequently asked questions
What is the Montana income tax rate for 2026?
Montana uses two brackets for 2026: 4.7% on taxable wages up to $47,500 and 5.65% above that, after a $16,100 standard deduction. Enter your salary above to see the estimated Montana tax on your specific pay.
Does Montana have local income taxes?
No. Montana cities and counties do not levy income taxes on wages, so your only income-based deductions are federal tax, FICA, and the state's two-bracket schedule.
- ·IRS Rev. Proc. 2025-32 — 2026 inflation adjustments — Tax year 2026 brackets & standard deduction
- ·IRS Topic 751 — Social Security & Medicare withholding rates
- ·Tax Foundation — 2026 State Income Tax Rates and Brackets — State wage-tax estimate; excludes local income taxes
RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.