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Virginia Paycheck Calculator

↻ Updated 2026 tax year

See your real take-home pay in Virginia for 2026 — after federal income tax, Social Security and Medicare (FICA) and Virginia state income tax.

Your inputs
Annual salary (gross)
401(k) contribution
Pre-tax, reduces federal taxable income
Take-home / bi-weekly
$2,107
$54,789/yr net
Annual take-home
$54,789
73% of gross
Virginia tax
$3K
4.4% of gross
Where your paycheck goes
Take-home$55K
Federal tax$7K
FICA$6K
Virginia tax$3K
401(k)$5K
Annual breakdown — Virginia
Gross salary$75,000
Pre-tax 401(k)− $4,500
Federal income tax− $6,680
Social Security + Medicare (FICA)− $5,738
Virginia income tax− $3,293
Net take-home pay$54,789
Effective tax rate in Virginia: 20.9% (federal + FICA + state).
ASSUMPTIONS Uses 2026 federal brackets, the standard deduction for your filing status, 2026 FICA, and Virginia's 2026 state income tax. Estimate only; excludes local income taxes, other pre-tax benefits and credits.

How Virginia taxes your paycheck

Virginia's schedule is technically graduated, running from 2% to 5.75%, but the brackets are compressed — the top 5.75% rate begins at just $17,000 of taxable income, so most full-time workers reach it quickly. After a standard deduction of $8,750 for single filers, the calculator above applies these brackets to estimate your Virginia withholding.

Because that top bracket arrives so early, Virginia behaves closer to a near-flat 5.75% for typical salaries than its graduated label suggests — the lower rates only touch your first several thousand dollars. Your effective rate still trails 5.75% slightly, but by less than in states whose top brackets start much higher.

A graduated rate that acts nearly flat

Virginia's four brackets top out at 5.75% above $17,000, a threshold most earners clear, so the practical effect is a rate near the ceiling for many workers. No Virginia city or county levies its own income tax on wages, so the state rate plus federal tax and FICA is the full picture.

Frequently asked questions

What is the Virginia income tax rate for 2026?

Virginia runs a graduated schedule from 2% to 5.75% for 2026, but the 5.75% top rate starts at only $17,000, so most workers effectively pay close to it. A $8,750 standard deduction applies for single filers — enter your salary above for an estimate.

Does Virginia have local income taxes?

No. Virginia cities and counties do not impose a separate income tax on wages, so your paycheck reflects federal income tax, FICA (7.65%), and Virginia's graduated state tax only.

Paycheck calculators for other states
Sources & rate references

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.