Arizona Paycheck Calculator

↻ Updated 2026 tax year

See your real take-home pay in Arizona for 2026 — after federal income tax, Social Security and Medicare (FICA) and Arizona state income tax.

Your inputs

Annual salary (gross)

Filing status

401(k) contribution

Pre-tax, reduces federal taxable income

Pay frequency

Take-home / bi-weekly

$2,174

$56,529/yr net

Annual take-home

$56,529

75% of gross

Arizona tax

$2K

2.1% of gross

Where your paycheck goes

Take-home$57K

Federal tax$7K

FICA$6K

Arizona tax$2K

401(k)$5K

Annual breakdown — Arizona

Gross salary$75,000

Pre-tax 401(k)− $4,500

Federal income tax− $6,680

Social Security + Medicare (FICA)− $5,738

Arizona income tax− $1,554

Net take-home pay$56,529

Effective tax rate in Arizona: 18.6% (federal + FICA + state).

ASSUMPTIONS — Uses 2026 federal brackets, the standard deduction for your filing status, 2026 FICA, and Arizona's 2026 state income tax. Estimate only; excludes local income taxes, other pre-tax benefits and credits.

How Arizona taxes your paycheck

Arizona taxes wage income at a single flat rate of 2.5% — one of the lowest flat rates in the country — regardless of how much you earn. There are no brackets to climb. The calculator above applies that 2.5% rate after Arizona's $8,350 standard deduction to estimate the state income tax withheld from your pay.

Because the rate is flat and low, Arizona is refreshingly simple to reason about: a raise never bumps you into a higher state bracket, and your effective state rate stays close to 2.5% across income levels once the standard deduction is accounted for.

Where Arizona sits and why the full picture is simple

At a flat 2.5%, Arizona is a low-tax state and one of the easiest to predict. No Arizona city or county taxes wages, so the state rate plus federal income tax and FICA is the full picture on your paycheck — there is no local layer to look up.

Frequently asked questions

What is the Arizona income tax rate for 2026?

Arizona uses a flat 2.5% rate for 2026, applied to taxable income after the $8,350 standard deduction. It is the same rate at every income level. Enter your salary above to see the estimated Arizona tax on your specific pay.

Does Arizona have local income taxes?

No. Unlike some states, no Arizona city or county levies its own income tax on wages, so your only income tax is the flat 2.5% state rate alongside federal income tax and FICA.

Paycheck calculators for other states

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Sources & rate references

·IRS Rev. Proc. 2025-32 — 2026 inflation adjustments — Tax year 2026 brackets & standard deduction
·IRS Topic 751 — Social Security & Medicare withholding rates
·Tax Foundation — 2026 State Income Tax Rates and Brackets — State wage-tax estimate; excludes local income taxes

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.