Maryland Paycheck Calculator
↻ Updated 2026 tax yearSee your real take-home pay in Maryland for 2026 — after federal income tax, Social Security and Medicare (FICA) and Maryland state income tax.
How Maryland taxes your paycheck
Maryland taxes wages on a graduated schedule that begins at 2% and rises to about 5.75%, reaching 6.5% only at very high incomes. After a standard deduction of $3,350 for a single filer, the calculator above applies the state schedule to estimate the Maryland state income tax withheld from your pay — but in Maryland the state rate alone never tells the whole story.
What makes Maryland distinctive is that a local income tax is layered on top of the state rate for essentially every resident. Your total income-tax bite is the state schedule plus your county's rate combined, so two Marylanders on the same salary can owe noticeably different amounts depending only on which county they call home.
Maryland's universal county income tax
Every Maryland county and Baltimore City levies its own income tax on residents, generally ranging from about 2.25% to 3.2%, charged on top of the state rate. This local tax is universal and significant — for many workers it adds more to the bill than the lowest state brackets do — and it's withheld right alongside the state amount. The calculator above models state income tax only, not local tax, so your real Maryland withholding will be higher by roughly your county's rate.
Frequently asked questions
What is the Maryland income tax rate for 2026?
Maryland's state rate is graduated from 2% up to about 5.75%, reaching 6.5% only at very high incomes, after a $3,350 standard deduction for single filers. On top of that every county adds a local income tax, so your combined rate is higher. Enter your salary above to see the estimated state tax on your pay.
Does Maryland have local income taxes?
Yes — and unusually, they're universal: every Maryland county and Baltimore City levies a local income tax of roughly 2.25% to 3.2% on residents, stacked on top of the state schedule. The calculator above reflects the state rate only, so add your county's rate for your full withholding.
- ·IRS Rev. Proc. 2025-32 — 2026 inflation adjustments — Tax year 2026 brackets & standard deduction
- ·IRS Topic 751 — Social Security & Medicare withholding rates
- ·Tax Foundation — 2026 State Income Tax Rates and Brackets — State wage-tax estimate; excludes local income taxes
RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.