Minnesota Paycheck Calculator
↻ Updated 2026 tax yearSee your real take-home pay in Minnesota for 2026 — after federal income tax, Social Security and Medicare (FICA) and Minnesota state income tax.
How Minnesota taxes your paycheck
Minnesota runs a graduated income tax for 2026 that starts at 5.35% and climbs to a top rate of 9.85%, one of the higher ceilings among the states. After a standard deduction of $15,300 for a single filer, the calculator above applies the state schedule to estimate the Minnesota income tax withheld from your pay.
Two features soften that steep top rate for most workers: a comparatively high 5.35% starting bracket but also a generous $15,300 standard deduction that shelters a meaningful chunk of income before any rate applies. The 9.85% figure only reaches the highest earners, so a typical salary blends into an effective rate well below the top of the schedule.
A high-rate state with no local layer
Minnesota sits near the top nationally on income tax, with both an elevated entry bracket and a 9.85% ceiling, though its large standard deduction partly offsets that. No Minnesota city or county taxes wages, so the state rate plus federal tax and FICA is the full picture — there's no municipal income tax added on top of the state schedule.
Frequently asked questions
What is the Minnesota income tax rate for 2026?
Minnesota uses a graduated schedule from 5.35% up to a top rate of 9.85% for 2026, after a $15,300 standard deduction for single filers. Most workers pay a blended effective rate well below the top bracket. Enter your salary above to see the estimated tax on your pay.
Does Minnesota have local income taxes?
No — Minnesota cities and counties do not levy an income tax on wages, so your paycheck deductions are federal income tax, FICA at 7.65%, and Minnesota state income tax only.
- ·IRS Rev. Proc. 2025-32 — 2026 inflation adjustments — Tax year 2026 brackets & standard deduction
- ·IRS Topic 751 — Social Security & Medicare withholding rates
- ·Tax Foundation — 2026 State Income Tax Rates and Brackets — State wage-tax estimate; excludes local income taxes
RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.