Missouri Paycheck Calculator

↻ Updated 2026 tax year

See your real take-home pay in Missouri for 2026 — after federal income tax, Social Security and Medicare (FICA) and Missouri state income tax.

Your inputs

Annual salary (gross)

Filing status

401(k) contribution

Pre-tax, reduces federal taxable income

Pay frequency

Take-home / bi-weekly

$2,136

$55,526/yr net

Annual take-home

$55,526

74% of gross

Missouri tax

$3K

3.4% of gross

Where your paycheck goes

Take-home$56K

Federal tax$7K

FICA$6K

Missouri tax$3K

401(k)$5K

Annual breakdown — Missouri

Gross salary$75,000

Pre-tax 401(k)− $4,500

Federal income tax− $6,680

Social Security + Medicare (FICA)− $5,738

Missouri income tax− $2,557

Net take-home pay$55,526

Effective tax rate in Missouri: 20% (federal + FICA + state).

ASSUMPTIONS — Uses 2026 federal brackets, the standard deduction for your filing status, 2026 FICA, and Missouri's 2026 state income tax (Graduated 2%–4.7%; modeled at the top 4.7% rate above the standard deduction). Estimate only; excludes local income taxes, other pre-tax benefits and credits.

How Missouri taxes your paycheck

Missouri uses a graduated income tax that tops out at 4.7% for 2026, and the calculator above models your wages at that top 4.7% rate. After a standard deduction of $16,100 for a single filer, it applies the rate to estimate the Missouri state income tax withheld from your pay.

Missouri's ceiling of 4.7% is modest by national standards, and the large $16,100 standard deduction shelters a substantial share of income before the rate bites, keeping the effective state rate comfortably low for most workers. The wrinkle worth knowing is that where you work can add a city earnings tax on top of the state figure.

Kansas City and St. Louis earnings taxes

Two Missouri cities levy their own earnings tax: Kansas City and St. Louis each impose a 1% earnings tax on residents and on nonresidents who work within the city. If you live or work in either, that 1% is withheld on top of your state income tax. The calculator above models state income tax only, not local tax, so your actual withholding will be about 1% higher if a city earnings tax applies to you.

Frequently asked questions

What is the Missouri income tax rate for 2026?

Missouri uses a graduated schedule topping out at 4.7% for 2026, after a $16,100 standard deduction for single filers; the calculator above models pay at that top 4.7% rate. Enter your salary above to see the estimated Missouri state tax on your specific pay.

Does Missouri have local income taxes?

Yes, in two cities — Kansas City and St. Louis each levy a 1% earnings tax on residents and on people who work in the city. It's separate from the state's 4.7% top rate and isn't reflected in the calculator above, so add roughly 1% if either applies to you.

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Sources & rate references

·IRS Rev. Proc. 2025-32 — 2026 inflation adjustments — Tax year 2026 brackets & standard deduction
·IRS Topic 751 — Social Security & Medicare withholding rates
·Tax Foundation — 2026 State Income Tax Rates and Brackets — State wage-tax estimate; excludes local income taxes

RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.