Tennessee Paycheck Calculator
↻ Updated 2026 tax yearSee your real take-home pay in Tennessee for 2026 — after federal income tax, Social Security and Medicare (FICA). Tennessee charges no state income tax on wages, so your paycheck goes further here.
How Tennessee taxes your paycheck
Tennessee has no personal income tax at all. The old Hall tax on interest and dividends was fully phased out in 2021, so today neither your wages nor your investment income face a state rate. The calculator above therefore subtracts only federal income tax and FICA from your pay.
That makes Tennessee cleaner than some no-tax states that still tinker at the edges — there is no wage tax, no lingering investment tax, and no local income tax layered on top. Your effective state income tax is simply zero, and the rest of your check is federal.
The Hall tax is gone — here's what remains
Tennessee once taxed interest and dividends under the Hall tax, but that ended in 2021, leaving no personal income tax of any kind. Your paycheck still owes federal income tax from your W-4, plus 6.2% Social Security and 1.45% Medicare, with a 0.9% Medicare surtax on higher wages.
Where Tennessee gets its money
Without an income tax, the state leans heavily on one of the higher combined sales tax rates in the country. No Tennessee city or county taxes wages, so federal withholding and FICA are all that stand between your gross and your take-home.
Frequently asked questions
Does Tennessee have a state income tax?
No. Tennessee has no personal income tax on wages, and the former Hall tax on interest and dividends ended in 2021, so there is no state income tax at all. Enter your pay above to see your estimate.
Does Tennessee have local income taxes?
No — no Tennessee city or county levies an income tax on wages, so your paycheck is reduced only by federal income tax and FICA (7.65%).
- ·IRS Rev. Proc. 2025-32 — 2026 inflation adjustments — Tax year 2026 brackets & standard deduction
- ·IRS Topic 751 — Social Security & Medicare withholding rates
- ·Tax Foundation — 2026 State Income Tax Rates and Brackets — State wage-tax estimate; excludes local income taxes
RealMoneyIQ provides free educational calculators, not financial, tax, investment or legal advice. Results are estimates based on the assumptions you enter and publicly published rates; your actual outcome will differ. Always confirm decisions with a licensed professional who knows your full situation.